Home  /  News & Polls  /

The Young and Risky Traveller: Nearly Half (44%) of Canadians Aged 18 to 34 Typically Fail to Insure Themselves Before Travelling to the United States

One in Three (34%) Believe Their Provincial Health Plan Will Cover Them if They Need Medical Care in the United States

Tuesday, July 26, 2011

Toronto, ON – The young may be restless, but they’re also risky travellers, according to a new Ipsos Reid poll conducted on behalf of RBC Insurance. Nearly one half (44%) of Canadians aged 18 to 34 who have travelled to the United States in the last two years say they don’t typically insure themselves (29% never/15% rarely) before they travel.

The data reveal that many young Canadians believe that government health programs will protect them while they’re abroad, likely influencing their decision not to purchase insurance. In fact, one in three (34%) young Canadians ‘agree’ (9% strongly/5% somewhat) that they ‘don’t need to buy travel insurance if they are only travelling to the United States because their provincial health plan will cover their medical costs’. However, this is not the case, as most provincial health plans will only pay a portion of what health treatment typically costs in the United States.

Similarly, most (84%) young Canadians ‘agree’ (40% strongly/43% somewhat) that they ‘don’t need to buy travel insurance if they are only travelling to another province within Canada because their provincial health plan will cover their medical costs, when in fact government health insurance plans may limit the reimbursement of emergency medical expenses once they leave their home province.

Canadians may also be declining travel insurance coverage as a result of a belief that they’ve already got coverage, with a majority (57%) ‘agreeing’ that they ‘have sufficient coverage through their work or credit card’, but once again these plans may have limits or restrictions on claims. Just four in ten (44%) say that, before they travel, they take the time to understand what their travel insurance covers.

These are some of the findings of an Ipsos Reid poll conducted between May 13 to 24, 2011, on behalf of RBC Insurance. For this survey, a sample of 3,931 adults from Ipsos' Canadian online panel was interviewed online. Weighting was then employed to balance demographics and political composition to ensure that the sample's composition reflects that of the adult population according to Census data and to provide results intended to approximate the sample universe. A survey with an unweighted probability sample of this size and a 100% response rate would have an estimated margin of error of +/- 2 percentage points, 19 times out of 20, of what the results would have been had the entire population of adults in Canada been polled. All sample surveys and polls may be subject to other sources of error, including, but not limited to coverage error, and measurement error.

For more information on this news release, please contact:

Sean Simpson
Associate Vice President
Ipsos Reid
Public Affairs
(416) 572-4474
sean.simpson@ipsos.com

About Ipsos Reid

Ipsos Reid is Canada's market intelligence leader, the country's leading provider of public opinion research, and research partner for loyalty and forecasting and modelling insights. With operations in eight cities, Ipsos Reid employs more than 600 research professionals and support staff in Canada. The company has the biggest network of telephone call centres in the country, as well as the largest pre-recruited household and online panels. Ipsos Reid's marketing research and public affairs practices offer the premier suite of research vehicles in Canada, all of which provide clients with actionable and relevant information. Staffed with seasoned research consultants with extensive industry-specific backgrounds, Ipsos Reid offers syndicated information or custom solutions across key sectors of the Canadian economy, including consumer packaged goods, financial services, automotive, retail, and technology & telecommunications. Ipsos Reid is an Ipsos company, a leading global survey-based market research group.

To learn more, please visit www.ipsos.ca.

About Ipsos

Ipsos is a leading global survey-based market research company, owned and managed by research professionals. Ipsos helps interpret, simulate, and anticipate the needs and responses of consumers, customers, and citizens around the world.

Member companies assess market potential and interpret market trends. They develop and build brands. They help clients build long-term relationships with their customers. They test advertising and study audience responses to various media. They measure public opinion around the globe. Ipsos member companies offer expertise in advertising, customer loyalty, marketing, media, and public affairs research, as well as forecasting, modeling, and consulting. Ipsos has a full line of custom, syndicated, omnibus, panel, and online research products and services, guided by industry experts and bolstered by advanced analytics and methodologies. The company was founded in 1975 and has been publicly traded since 1999. In 2010, Ipsos generated global revenues of €1.140 billion ($1.6 billion U.S.).

Visit www.ipsos-na.com to learn more about Ipsos offerings and capabilities.

Ipsos, listed on the Eurolist of Euronext – Comp B, is part of SBF 120 and the Mid-100 Index, adheres to the Next Prime segment and is eligible to the Deferred Settlement System. Isin FR0000073298, Reuters ISOS.PA, Bloomberg IPS:FP




The Young and Risky Traveller: Nearly Half (44%) of Canadians Aged 18 to 34 Typically Fail to Insure Themselves Before Travelling to the United States



Contact

SeanSimpson Sean Simpson
Vice President
Ipsos Reid
Work+1.416.572.4474